Who we help
Investing for expats and international investors
More than 100,000 people around the world have enrolled in Alpesh’s online investing education. Wherever you live, the principles of a good process are the same.
The challenges
- Investments and pensions spread across more than one country.
- Currency swings between where you earn, invest and plan to retire.
- Platforms and products that are not available where you live.
- High-cost offshore products marketed to expats.
How a disciplined process helps
Think in the currency you will spend
Decide which currency your future spending will be in, and be aware of how much of your portfolio depends on other currencies. Currency moves can add to or wipe out investment returns.
Our article on FX fees shows how much currency conversion can cost.
Diversify globally
A global spread of investments reduces dependence on any one economy. Long-term forecasts of how economies may change are a reminder that the world of 2050 will look different from today.
Our article on the largest economies by 2075 explores this.
Watch for expat product costs
Offshore bonds and complex plans sold to expats can carry high, layered charges. Ask for every cost in writing and compare with simple alternatives available in your country.
Our charges simulator works in pounds or dollars.
Where to start
- Interactive Investor vs Interactive BrokersWhat FX fees really cost you on US shares.
- The largest economies by 2075A long-term forecast and what it means for global investors.
- Charges simulatorSee how much a 1.5% charge costs compared with 0.25% over 15 years or more.
- Guide: What you really payEvery layer of charges explained, and how much they cost over time.
Questions people ask
Can I join from outside the UK?
Yes. People from many countries take part, and the material is designed for an international audience.
Do you advise on tax for expats?
No. Tax and account rules differ by country, so check them with a local professional.
Which currency do the tools use?
Several tools, including the charges simulator, work in pounds or dollars.
Important: this page is education and information only. It is not financial advice or a personal recommendation, and it does not take your circumstances into account. The value of investments and pensions can fall as well as rise, and you may get back less than you put in. Past performance is not a reliable indicator of future results. If you are unsure what is right for you, speak to a regulated financial adviser.