Who we help
High-net-worth individuals and family offices: research, process and education
Wealth brings more choice, more complexity and more people offering opinions. What it does not bring automatically is a consistent decision-making process.
The challenges
- Multiple managers, advisers and platforms with no single view of risk.
- Concentrated positions in private businesses, property or a single share.
- Passing knowledge, not just assets, to the next generation.
- Judging whether managers are adding value after fees.
How a disciplined process helps
Document the family’s investment process
Write down the family’s objectives, risk limits, position sizes and how managers are hired and reviewed. A clear policy reduces disagreement and makes decisions consistent over time.
Our guide to what works in investing provides an evidence-based framework.
Judge managers on risk-adjusted results
Compare each manager with a fair benchmark after all fees, and look at drawdowns and recovery times, not just returns. Measures such as the Sortino and Calmar ratios help.
Our article on risk ratios explains how to use them.
Educate the next generation
Many family offices invest in structured education for younger family members so that they can take part in decisions with confidence.
The Great Investments Programme can be used for exactly this.
Where to start
- Guide: What works in investingThe research behind a factor-based, rules-driven approach.
- Sharpe vs Sortino vs CalmarWhich risk measure to use.
- What 1% a year really costsWealth management fees and their long-term effect.
- Guide: Do you need an adviser?When advice is worth paying for, and when a process of your own may be enough.
Questions people ask
Do you manage money for family offices?
No. This website provides investing education and research tools. It does not offer portfolio management.
Can you run sessions for our family or team?
Yes, education sessions for families and in-house teams can be arranged. Book a call to discuss.
Is the education relevant to large portfolios?
The principles of process, risk and sizing apply at any scale, and our research tools are used by experienced investors.
Important: this page is education and information only. It is not financial advice or a personal recommendation, and it does not take your circumstances into account. The value of investments and pensions can fall as well as rise, and you may get back less than you put in. Past performance is not a reliable indicator of future results. If you are unsure what is right for you, speak to a regulated financial adviser.